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Having home insurance means you won’t be out of pocket if you need to repair your home or replace your belongings after they’ve been stolen, damaged or destroyed.
It comes in two parts: buildings insurance (cover against damage to the house itself) and contents insurance (for damaged or stolen items within the home). These can be combined or bought separately. Our panel of lenders also offer optional extras such as:
- Home Emergency Cover
- Accidental Damage Cover – Insure your home and belongings against knocks, spills and DIY disasters.
- Family Legal Protection
- Personal Possessions Cover – Covers items outside the home such as mobiles, tablets, laptops and jewellery.
Your home is one of the most important things you can insure, yet many simply choose the cheapest quote without a second thought.
IMS (Watford) Ltd trading as Independent Mortgage Solutions act as a credit broker not a lender for buildings and contents insurance