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Income Protection

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By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

We all insure our cars and homes but we don’t always look after what pays for it all: our earnings. 

An Income Protection plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy (typically your normal retirement age).

This type of plan is quite often seen as the foundation of any financial planning as it is likely that other plans will have to be given up if you do not have sufficient income coming into the household.

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Client Reviews

Noel Reddy
Noel Reddy
Noel Reddy

Best experience! Highly professional and friendly individuals. I would highly recommend IMS.

Sophie Hickey
Sophie Hickey
Sophie Hickey

Adam at IMS was so helpful when we were working out which mortgage to go for. He talked through all the options, even ones we didn’t know existed, and was able to go through the details of each one, highlighting which bits were important to consider when making our final choice. I have no doubt that we made the right decision when we chose our product and I would happily recommend Adam to those seeking independent mortgage advice.

David Long
David Long
David Long

I have been using IMS for many years and the level of service they deliver has always been exemplary. I have recommended them to friends and family on many occasions. When you find a service provider as good as IMS, you’ll always be in excellent hands.

Sufian Al-Mukhtar
Sufian Al-Mukhtar
Sufian Al-Mukhtar

Outstanding. Hugely knowledgeable, professional and personable. I would highly recommend to anyone looking to get impartial quality mortgage advice.

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IMS Financial

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Registered Office: 24 Forge End, St. Albans, Hertfordshire, AL2 3EQ. Registered in England & Wales. Company Registration Number 08896150.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £300. IMS Financial is a trading style of IMS (Watford) Ltd. IMS (Watford) Ltd is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK