Protection Advice
Life Insurance
To ensure that your mortgage will be taken care of no matter what happens, you should consider insurance that can give you the protection you need.
Taking out a mortgage to buy a property is likely to be the biggest financial commitment you will ever make, and in most cases, it represents a home for you and your loved ones. To ensure that your mortgage will be taken care of no matter what happens, you should consider insurance that can give you the protection you need.
A life insurance policy will pay out a lump sum upon the death of the policy holder, while critical illness cover will pay out if you become seriously ill.
Protection enquiries…
Here at IMS Financial we are passionate about connecting our clients with a protection that truly suits them.
- Friendly advisers with a wealth of knowledge
- Access to a wide range of products
- Trusted and stress-free financial advice
Types of Life Insurance
Whole Life Policy
If you seek lifetime coverage and guaranteed payout, a whole life policy could be ideal. Although premiums are typically higher, this policy ensures a payout whenever you pass away, providing certainty for your family’s financial security. We specialise in understanding your family’s needs and will connect you with an insurance provider that offers comprehensive support and peace of mind.
At IMS Financial, we also recommend exploring critical illness cover and income protection alongside life insurance. These additional policies can safeguard against unforeseen circumstances, ensuring comprehensive protection tailored to your specific requirements. Enjoy peace of mind knowing you have the right coverage to protect your loved ones and assets.
Term Life Policy
A term life policy offers flexibility and may be more suitable for your budget and personal circumstances. This type of policy provides coverage for a specific period, paying out a lump sum if you pass away within the policy’s term. For instance, you might choose coverage until your children become financially independent. We can assist in determining if a term life policy aligns with your needs, offering a cost-effective protection solution.
Our Protection Services Include
Access to a wide range of products from over 70 lenders
A family-run business offering friendly and personal advice.
IMS Financial is an appointed representative of PRIMIS
Important
For our mortgage advice services, we will charge a fee of between £0.00 and £495.00. The level of the fee will be determined by the complexity of the enquiry and the duration of research required to assess your needs and provide a suitable recommendation.
IMS Financial is a trading style of IMS (Watford) Ltd. IMS (Watford) Ltd is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.
The guidance and/or advice contained in this website is subject to
UK regulatory regime and is therefore restricted to consumers
based in the UK.